[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fodas.cz\/zit-bez-penez-nelze\/#Article","mainEntityOfPage":"https:\/\/www.fodas.cz\/zit-bez-penez-nelze\/","headline":"\u017d\u00edt bez pen\u011bz nelze","name":"\u017d\u00edt bez pen\u011bz nelze","description":"Pro lidi jsou pen\u00edze nezbytnou pot\u0159ebou, pen\u00edze jsou t\u00edm, bez \u010deho u\u017e si my lid\u00e9 snad ani nedok\u00e1\u017eeme sv\u016fj \u017eivot p\u0159edstavit. Pot\u0159ebujeme je v mnoha r\u016fzn\u00fdch situac\u00edch a z mnoha r\u016fzn\u00fdch d\u016fvod\u016f, kter\u00e9 bychom si tu stra\u0161n\u011b dlouho vyjmenov\u00e1vali, a pokud u\u017e je vysloven\u011b nepot\u0159ebujeme, pak je zpravidla aspo\u0148 chceme m\u00edt. Jen\u017ee pen\u00edze k n\u011bkomu […]","datePublished":"2021-11-20","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.fodas.cz\/author\/#Person","name":"","url":"https:\/\/www.fodas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fodas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fodas.cz\/wp-content\/uploads\/mince%20centy_6.jpg","url":"https:\/\/www.fodas.cz\/wp-content\/uploads\/mince%20centy_6.jpg","height":0,"width":0},"url":"https:\/\/www.fodas.cz\/zit-bez-penez-nelze\/","about":["D\u016fm a zahrada"],"wordCount":421,"articleBody":"   Pro lidi jsou pen\u00edze nezbytnou pot\u0159ebou, pen\u00edze jsou t\u00edm, bez \u010deho u\u017e si my lid\u00e9 snad ani nedok\u00e1\u017eeme sv\u016fj \u017eivot p\u0159edstavit. Pot\u0159ebujeme je v mnoha r\u016fzn\u00fdch situac\u00edch a z mnoha r\u016fzn\u00fdch d\u016fvod\u016f, kter\u00e9 bychom si tu stra\u0161n\u011b dlouho vyjmenov\u00e1vali, a pokud u\u017e je vysloven\u011b nepot\u0159ebujeme, pak je zpravidla aspo\u0148 chceme m\u00edt.Jen\u017ee pen\u00edze k n\u011bkomu jenom tak nedoputuj\u00ed. Prakticky bez z\u00e1sluh je mo\u017en\u00e9 je z\u00edskat jedin\u011b n\u011bkde v loterii, co\u017e je ale samoz\u0159ejm\u011b krajn\u011b nepravd\u011bpodobn\u00e9, a proto si je vesm\u011bs mus\u00edme n\u011bjak vyd\u011blat. S t\u00edm nic nenad\u011bl\u00e1me.Jen\u017ee n\u011bkdy ani piln\u00e1 pr\u00e1ce nesta\u010d\u00ed. N\u011bkdy ani ten nejv\u011bt\u0161\u00ed a nejschopn\u011bj\u0161\u00ed pracant nem\u00e1 takov\u00e9 p\u0159\u00edjmy, aby mu tyto zajistily jeho spokojenou existenci. A co potom?Kdy\u017e u\u017e je situace zl\u00e1 a vlastn\u00edmi silami moment\u00e1ln\u011b nezvladateln\u00e1, m\u016f\u017ee nejednou prosp\u011bt tomu, jemu\u017e se pen\u011bz nedost\u00e1v\u00e1, aspo\u0148 p\u016fj\u010dka. Tu si prost\u011b lid\u00e9 n\u011bkdy berou, aby zvl\u00e1dli sv\u00e9 moment\u00e1ln\u00ed finan\u010dn\u00ed probl\u00e9my, co\u017e by jinak nedok\u00e1zali. N\u011bkdo si tak p\u016fj\u010duje na spot\u0159ebu, tedy na n\u00e1kup zbo\u017e\u00ed nebo slu\u017eeb, jin\u00fd si bere p\u016fj\u010dky, aby m\u011bl co investovat do sv\u00e9ho soukrom\u00e9ho podnik\u00e1n\u00ed. To je r\u016fzn\u00e9. Ale jedno je v\u0161em podobn\u00fdm lidem spole\u010dn\u00e9. A sice to, \u017ee ne\u017e p\u016fj\u010dku dostanou, mus\u00ed zaru\u010dit, \u017ee ji budou schopni a ochotni i splatit. P\u016fj\u010dka nen\u00ed \u017e\u00e1dn\u00fd dar, a ten, kdo ji poskytuje, chce m\u00edt zkr\u00e1tka jistotu, \u017ee o sv\u00e9 prost\u0159edky nep\u0159ijde.Banky si poji\u0161\u0165uj\u00ed spl\u00e1cen\u00ed jimi poskytovan\u00fdch p\u016fj\u010dek t\u00edm, \u017ee je d\u00e1vaj\u00ed jenom lidem s vysok\u00fdmi p\u0159\u00edjmy a \u010dist\u00fdmi registry dlu\u017en\u00edk\u016f, tedy t\u011bm, kte\u0159\u00ed jsou tzv. bonitn\u00ed.A co ti ostatn\u00ed? Co ti, kte\u0159\u00ed nemaj\u00ed \u017e\u00e1douc\u00ed kvality, a tud\u00ed\u017e jim v bank\u00e1ch nep\u016fj\u010d\u00ed? T\u011bm pom\u00e1h\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kter\u00e1 je poskytov\u00e1na pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost\u00ed. Zde se nam\u00edsto v\u00fd\u0161e popsan\u00fdch krit\u00e9ri\u00ed po\u017eaduje z\u00e1stava nemovitosti a schopnost spl\u00e1cet, a kdo nab\u00eddne aspo\u0148 to, usp\u011bje.A kdo usp\u011bje, ten m\u00e1 zase to, co m\u00edt pot\u0159ebuje. Tedy pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017d\u00edt bez pen\u011bz nelze","item":"https:\/\/www.fodas.cz\/zit-bez-penez-nelze\/#breadcrumbitem"}]}]