[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fodas.cz\/od-koho-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.fodas.cz\/od-koho-si-pujcit-penize\/","headline":"Od koho si p\u016fj\u010dit pen\u00edze?","name":"Od koho si p\u016fj\u010dit pen\u00edze?","description":"Lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze. St\u016fj co st\u016fj. V\u00edm to, proto\u017ee i j\u00e1 jsem \u010dlov\u011bk, a i j\u00e1 pen\u00edze nevyhnuteln\u011b pot\u0159ebuji, abych mohl norm\u00e1ln\u011b \u017e\u00edt. Jen\u017ee pen\u00edze maj\u00ed tu neblahou vlastnost, \u017ee n\u00e1m n\u011bkdy dojdou. A to klidn\u011b i v tom nejnevhodn\u011bj\u0161\u00edm okam\u017eiku. N\u011bkdy se vyskytne pot\u0159eba n\u011bco financovat, jen\u017ee v tu chv\u00edli pen\u00edze nejsou k dispozici […]","datePublished":"2025-03-29","dateModified":"2025-03-29","author":{"@type":"Person","@id":"https:\/\/www.fodas.cz\/author\/#Person","name":"","url":"https:\/\/www.fodas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fodas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fodas.cz\/wp-content\/uploads\/pppppppp_10_10_10_6.jpg","url":"https:\/\/www.fodas.cz\/wp-content\/uploads\/pppppppp_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.fodas.cz\/od-koho-si-pujcit-penize\/","about":["Finance"],"wordCount":454,"articleBody":"         Lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze. St\u016fj co st\u016fj. V\u00edm to, proto\u017ee i j\u00e1 jsem \u010dlov\u011bk, a i j\u00e1 pen\u00edze nevyhnuteln\u011b pot\u0159ebuji, abych mohl norm\u00e1ln\u011b \u017e\u00edt. Jen\u017ee pen\u00edze maj\u00ed tu neblahou vlastnost, \u017ee n\u00e1m n\u011bkdy dojdou. A to klidn\u011b i v tom nejnevhodn\u011bj\u0161\u00edm okam\u017eiku. N\u011bkdy se vyskytne pot\u0159eba n\u011bco financovat, jen\u017ee v tu chv\u00edli pen\u00edze nejsou k dispozici a placen\u00ed se nekon\u00e1. A to p\u0159in\u00e1\u0161\u00ed klidn\u011b i \u0159adu pot\u00ed\u017e\u00ed. Proto\u017ee kdo mi poskytne to, co nab\u00edz\u00ed, kdy\u017e mu za to nezaplat\u00edm? Nikdo. Kdo mi platbu odpust\u00ed nebo bude souhlasit, abych mu zaplatil a\u017e n\u011bkdy v budoucnu, a\u017e pen\u00edze zase m\u00edt budu? Nikdo. Prost\u011b bu\u010f za n\u011bco zaplat\u00edm a m\u00e1m to, nebo za to nezaplat\u00edm a nem\u00e1m nic. A u v\u00e1s je to pochopiteln\u011b podobn\u00e9.Pen\u00edze jsou tedy n\u011bco, co nelze postr\u00e1dat. Ty jsou pro n\u00e1s lidi z\u00e1sadn\u00ed. A zat\u00edmco si je v tom nejlep\u0161\u00edm p\u0159\u00edpad\u011b zvl\u00e1dneme vyd\u011blat nebo aspo\u0148 s\u00e1hneme na \u00faspory z d\u0159\u00edv\u011bj\u0161ka, jsou i situace, kdy u\u017e nem\u00e1me kde br\u00e1t. A tak n\u00e1m nezb\u00fdv\u00e1 jin\u00e9 \u0159e\u0161en\u00ed ne\u017e p\u016fj\u010dka.P\u016fj\u010dka n\u00e1s m\u016f\u017ee zachr\u00e1nit, kdy\u017e nem\u00e1me pen\u00edze, kter\u00e9 pot\u0159ebujeme. M\u016f\u017eeme si ji vz\u00edt, m\u016f\u017eeme s n\u00ed zaplatit to, co je pot\u0159eba, a d\u00edky tomu m\u016f\u017eeme norm\u00e1ln\u011b \u017e\u00edt. Ale nap\u0159ed mus\u00edme naj\u00edt n\u011bkoho, kdo je n\u00e1m ochoten p\u016fj\u010dit dostate\u010dn\u011b v\u00fdhodn\u011b, a potom mus\u00edme n\u011bkoho takov\u00e9ho p\u0159esv\u011bd\u010dit, aby n\u00e1m pen\u00edze opravdu p\u016fj\u010dil. A to si n\u011bkdy \u017e\u00e1d\u00e1 skute\u010dn\u011b dlouh\u00e9 a n\u00e1ro\u010dn\u00e9 hled\u00e1n\u00ed, b\u011bhem kter\u00e9ho oslov\u00edme t\u0159eba i celou \u0159adu poskytovatel\u016f p\u016fj\u010dek. Proto\u017ee od mnoh\u00fdch z nich m\u016f\u017eeme nakonec odej\u00edt s nepo\u0159\u00edzenou. Poskytovatel\u00e9 p\u016fj\u010dek prost\u011b nejen p\u016fj\u010duj\u00ed pen\u00edze, ale tak\u00e9 se uji\u0161\u0165uj\u00ed, \u017ee jim budou jejich pen\u00edze vr\u00e1ceny. A tak se \u017eadatel\u00e9 prov\u011b\u0159uj\u00ed. A to nejen form\u00e1ln\u011b. Je to n\u011bkdy hodn\u011b slo\u017eit\u00e9, ne\u017e p\u016fj\u010dku dostaneme. A n\u011bkdy to vypad\u00e1 pomalu beznad\u011bjn\u011b. N\u011bkdy se zd\u00e1, \u017ee u\u017e n\u00e1m nikdo nep\u016fj\u010d\u00ed. Ale zd\u00e1n\u00ed klame. Nakonec n\u00e1m pom\u016f\u017ee americk\u00e1 hypot\u00e9ka bez registru. Za kterou se sta\u010d\u00ed zaru\u010dit nemovitost\u00ed a pak u\u017e se nen\u00ed t\u0159eba b\u00e1t ne\u00fasp\u011bchu.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.fodas.cz\/od-koho-si-pujcit-penize\/#breadcrumbitem"}]}]